Category Archives: Mortgage Tips and Advice

Zero Down Financing

While many mortgage packages require that you have at least a 5 percent down payment, saving for a down payment can be very difficult for many people, especially in today’s economy. This might be just the right time to switch … Continue reading

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Canadian Housing Update – how to change with the changing times

Recent talk about the Vancouver housing bubble starting to “melt,”* and a new report stating that “Households could withstand a 40% house price drop”** are enough to make Canadian homeowners shiver!  The latest Canadian Housing Industry Economic Update is a timely … Continue reading

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120 Day Rate Hold Change

My Langley and BC Best mortgage package includes a rate hold certificate program that has  changed effective April 30th. With many client’s having their rate hold certificates expiring on June 8th, to secure the 3.34% rate for the 5 year … Continue reading

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Property Buyers and Owners – Know Your Grants and Rebate Benefits!

One thing is constant – change! For property buyers and owners you cannot count on knowing everything based on purchases you made a few years ago. The government, lenders, and other resources such as utility companies, are always coming up … Continue reading

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What To Do With Market Commentary

For those of you following the financial and economic market reports to find ways of protecting you and your family, there can be a confusing mess of contradictions. Consumers trying to decide what action to take regarding their mortgage financing … Continue reading

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Residential Market Update

With historic low interest rates being enjoyed by all, the market watches each Bank of Canada announcement for clues to when the inevitable will happen. Rising interest rates are not “if” it will happen, but “when.” Although some pundits believe … Continue reading

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$10,000 Bonus for New Home Buyers!

BC proposed budget announcement includes a bonus for First time Home buyers! This is another program to facilitate consumers ability to buy a home in BC. This will be especially helpful for those wanting to purchase a brand new home … Continue reading

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Optimize Your Future in 2012

There is lots of excitement and anticipation about the year underway! However there is also uncertainty, instability and volatility in the markets, leaving many nervous about the future. With so many unknowns, I wanted you to start 2012 with something … Continue reading

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Economic Report: Important news for mortgage clients

I’ve written a few posts regarding the upcoming Spring Campaigns and about the 10 year fixed term option. Current economic thought is that there will be no change made by the  Bank of Canada till late 2012 or even until … Continue reading

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