Category Archives: Education/Information

TD: Economic Perspective

Here is the latest TD Economic Perspective written by Craig Alexander. Craig Alexander is the Senior Vice President and Chief Economist in the TD Bank Group. This 2 page report outlines the potential risks we face this fall. If you have … Continue reading

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Kids and Money!

Summer holidays are almost over and it’s back to school for kids next week! Hard to believe we have enjoyed another fabulous summer on the West Coast! (I choose to remember only the beautiful, sunny days, lol). In the spirit … Continue reading

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Budget 101

In terms of mortgage planning, budgeting is a very important factor in establishing a strategy and executing it successfully. However, it seems to be one of those tasks that no enjoys and some even go to extremes to avoid. Luckily … Continue reading

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How to increase my Credit Score

Increasing your credit score when considering the purchase of a home and obtaining a mortgage is important to have a high credit score.  But more importantly you should have good overall credit. Starting with the basics, what is a credit … Continue reading

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Money and Happiness

I had a wonderful conversation with an insurance agent today about our society’s relationship with money. Afterwards, I received email from a friend who is a LifeSuccess Consultant – and the topic was….. Money and Happiness. Here is the TED … Continue reading

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Zero Down Financing

While many mortgage packages require that you have at least a 5 percent down payment, saving for a down payment can be very difficult for many people, especially in today’s economy. This might be just the right time to switch … Continue reading

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Canadian Housing Update – how to change with the changing times

Recent talk about the Vancouver housing bubble starting to “melt,”* and a new report stating that “Households could withstand a 40% house price drop”** are enough to make Canadian homeowners shiver!  The latest Canadian Housing Industry Economic Update is a timely … Continue reading

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Bank Of Canada – in wait and see mode

Latest data release: Bank of Canada Interest Rate Decision is in! For those of you in a VRM mortgage, close to renewal (within 12 to 18 months) or just thinking of doing a debt repositioning strategy – here is a … Continue reading

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120 Day Rate Hold Change

My Langley and BC Best mortgage package includes a rate hold certificate program that has  changed effective April 30th. With many client’s having their rate hold certificates expiring on June 8th, to secure the 3.34% rate for the 5 year … Continue reading

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Renewing Your Mortgage? Be A Hero

The TD Canada Trust reports that 2012 is a record year for mortgage renewals. Sadly, the majority of Canadians will just go to their bank and renew their mortgage without doing very much research, or getting help from an independent … Continue reading

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